Effective Working Capital Management and Credit Linkages for Sustainable Producer Organizations

Producer Organizations (POs), including Farmer Producer Organizations (FPOs), Self-Help Groups (SHGs) & SHG Federations, Farmer Interest Group, Joint liability Groups (Agri & non agri), Farmer Clubs, Weaver/Artisan Producer organisation and Cooperatives, play a crucial role in improving rural livelihoods and enhancing collective bargaining power for small and marginal producers. However, these organizations often struggle with limited financial literacy, poor access and management of working capital, and weak linkages with formal credit institutions. Inadequate knowledge of financial planning, inefficient record-keeping, and unfamiliarity with government support schemes further hinder their growth and sustainability. Recognizing these challenges, this four-day online training program is designed to strengthen the financial acumen of Producer Organizations by equipping them with essential knowledge and practical skills in working capital management, financial planning, and credit linkage strategies. The program aims to build the capacities of PO leaders and stakeholders to make informed financial decisions, engage effectively with financial institutions, and ensure long-term financial sustainability of their organizations.